High-net-worth individuals in Illuminatia
Status as a high-net-worth individual is generally not allowed to happen in Illuminatia as a result of its economic system based on two primary factors, economic policy centered on a negative interest rate and a flat prohibition on personal inheritance. As such, further societal tokens and systems that might result from the existence of even a small but prominent class of high-net-worth individuals, such as primogeniture, the peerage, or nobility, do not exist in Illuminatia.
The foreparents of the Lucidus mission and the resultant Illuminatian settlement understood systemic damage the existence of high-net-worth individuals and the perpetuation of intergenerational hoarded wealth had done to civilization on Earth and therefore took strong measures to rid any future new extraterrestrial society which they might found of the potential for establishing such deeply-rooted ills.
Because of this foresight, guidelines for the establishment of an Illuminatian civilization upon a new planet such as Neonisi prescribed strong protocols that were predicted would forestall the initiation of inequitable economic systems and entrenched social structures that might perpetuate inequity or worse socioeconomic stratifications.
Negative interest rate
- See article: Negative interest rate
The negative interest rate economic policy is imposed by Illuminatia's Office of the Central Bank (OCB) to encourage more-even distribution of wealth and discourage hoarded wealth. Large amounts of idle monetary assets lose value due to the negative interest rate, and therefore those who generate wealth are encouraged to spend it, employ labor, and invest otherwise unused wealth into effects that augment the human condition.
Personal inheritance prohibition
- See article: Inheritance in Illuminatia
To avoid the problems associated with the intergenerational transfer of unearned wealth, assets belonging to individuals at the time of their Termination of Life event, instead of being transferred based upon a system of familial inheritance, are instead seized by the Department of Monetary Policy (DMP) and distributed to the deceased person's regional community in a fashion that promotes equity and social welfare. This system prioritizes community members in proximity to the deceased who are in greatest need of additional assets.